Saving your self from over expendituer

Spot Lights - Thursday, December 29, 2011 7:59:29 AM
Viewed : 2248





As New Year is approaching and you might be planning to fix new resolution for yourself but above all an important resolution that should be fixed is to save yourself from from over expenditure to improve your New Year and also your future.

In today’s expensive world it is very hard to meet the entire requirements of day to day life so how can one even think about saving out of a reduced amount of income. But still some thing has to be done to save for future to meet the crisis or emergency situations.

Saving is a must for every one as there could be occasions when you might need extra cash in hand, in such occasions you can rely on loan from bank or friend but the interest could be very weighty.

Your motto should be “boond boond se sagar banta hai” or step by step only you will lead towards victory so try your best, push yourself to attain the goal and you have to be hard on self and for sure you will not regret.

Tips to save even on your low income :-



  • Plan your budget:- Create a budget and stick to it.
  • Don’t be late :- Avoid all unnecessary and late fees
  • Never go shopping without a list:- Avoid fancy buys just sticking to your list.
  • Have necessary amount of cash in your pocket:-  By Not using your credit/debit cards and using only the cash you set aside, you will be forced to stick to your budget. You will also avoid credit card fees.
  • Shop online:- Some of the best deals can be found online. Take advantage of promo codes and free shipping offers when available.
  • Stay on home:- Entertain at home instead of overindulging out each weekend.
  • Try to use public transport:- By using public transport you can save a lot on the car fuel.
  • Don’t have lunch at restaurants :- Eat at dwelling or Make meals coz they cost comparatively very less.

2024 DelhiHelp

Comments


  •  
  •    
  •  
  • (Receive Notification when someone comments here)